Current Alaska Mortgage Rates
Average market rates for January 23, 2026 in Alaska are 6.34% for 30-year fixed purchase and 6.45% for 30-year fixed refinance
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.34% | 6.37% |
| 30-year Fixed Refinance | 6.45% | 6.47% |
Rates based on market averages as of Jan 22, 2026.Mortgage Rate Trends in Alaska
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.34% | 6.37% |
| 30-year Fixed Refinance | 6.45% | 6.47% |
Rates based on market averages as of Jan 22, 2026.Alaska Purchase Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Purchase | 5.55% | 5.60% |
| 15-year Fixed Jumbo Purchase | 5.53% | 5.55% |
| 30-year Fixed Purchase | 6.34% | 6.37% |
| 30-year Fixed Jumbo Purchase | 6.33% | 6.35% |
Rates based on market averages as of Jan 22, 2026.Alaska Refinance Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Refinance | 5.52% | 5.57% |
| 15-year Fixed Jumbo Refinance | 5.53% | 5.55% |
| 30-year Fixed Refinance | 6.45% | 6.47% |
| 30-year Fixed Jumbo Refinance | 6.45% | 6.46% |
Rates based on market averages as of Jan 22, 2026.Alaska ARM Rates
| Product | Rate | APR |
|---|
| 5/6 Arm (purchase) | 6.07% | 6.11% |
| 5/6 Arm (refinance) | 6.09% | 6.13% |
| 5/6 Jumbo Arm (purchase) | 6.09% | 6.11% |
| 5/6 Jumbo Arm (refinance) | 6.12% | 6.14% |
Rates based on market averages as of Jan 22, 2026.How we source rates and rate trends
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Rate data in the charts and tables above comes from
RateUpdate.com.
The displayed rates come from multiple providers and represent market averages. Your mortgage rate will differ
based on individual factors like your credit score as well as differing loan types and terms offered by lenders.
Most Common Mortgage Types in Alaska
- Conventional: 5,055 loans
- FHA: 1,394 loans
- USDA: 157 loans
- VA: 2,627 loans
Top Purchase Lenders in Alaska by Volume
- Residential Mortgage, LLC: 1,562 loans
- Alaska Usa Mortgage Company LLC: 1,504 loans
- Caliber Home Loans, Inc.: 794 loans
- Mortgage Research Center, LLC: 461 loans
- Home Point Financial Corporation: 293 loans
- Movement Mortgage, LLC: 293 loans
- Academy Mortgage Corporation: 231 loans
- Primelending, A Plainscapital Company: 217 loans
- Rocket Mortgage, LLC: 215 loans
- Cornerstone Home Lending, Inc.: 211 loans
Top Refinance Lenders in Alaska by Volume
- Alaska Usa Mortgage Company LLC: 169 loans
- Rocket Mortgage, LLC: 147 loans
- Wells Fargo Bank: 106 loans
- Residential Mortgage, LLC: 101 loans
- Pennymac Loan Services, LLC: 58 loans
- Freedom Mortgage Corporation: 53 loans
- Keybank: 45 loans
- Lakeview Loan Servicing, LLC: 43 loans
- Loandepot.com, LLC: 43 loans
- Amerisave Mortgage Corporation: 31 loans
Top Cash-Out Refinance Lenders in Alaska by Volume
- Rocket Mortgage, LLC: 352 loans
- Alaska Usa Mortgage Company LLC: 253 loans
- Loandepot.com, LLC: 159 loans
- Wells Fargo Bank: 158 loans
- Credit Union 1 Credit Union: 128 loans
- Residential Mortgage, LLC: 115 loans
- Amerisave Mortgage Corporation: 111 loans
- Alaska Usa Federal Credit Union: 93 loans
- Matanuska Valley Federal Credit Union: 55 loans
- First National Bank Alaska: 41 loans
How we source lender data
Meet the Author
The Refi.com team is compiled of journalists, editors, and mortgage industry professionals to ensure you have the most accurate information on mortgage refinancing.
