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Lower My Rate (Page 5 of 7)

Learn how to get a better rate and when the time is right to refinance.

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How Soon Can You Refinance A Mortgage?
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How Soon Can You Refinance A Mortgage?

Aly Yale
Aly Yale
December 12, 2024
How Soon Can You Refinance A Mortgage?
FHA UFMIP Refund Chart 2025: Save Money On Your Refi
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FHA UFMIP Refund Chart 2025: Save Money On Your Refi

Peter Warden
Peter Warden
June 17, 2024
FHA UFMIP Refund Chart 2025: Save Money On Your Refi
Should I Use a Conventional or VA Refi if I Have 20% Equity?
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Should I Use a Conventional or VA Refi if I Have 20% Equity?

Jonathan Davis
Jonathan Davis
December 1, 2025
Should I Use a Conventional or VA Refi if I Have 20% Equity?
How Long Does It Take to Refinance a Mortgage?
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How Long Does It Take to Refinance a Mortgage?

Erik J. Martin
Erik J. Martin
November 19, 2025
How Long Does It Take to Refinance a Mortgage?
What Is a Cash-In Refinance? And Should You Do It?
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What Is a Cash-In Refinance? And Should You Do It?

Jonathan Davis
Jonathan Davis
March 13, 2025
What Is a Cash-In Refinance? And Should You Do It?
Refi Without Your Spouse: How Hard Is It?
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Refi Without Your Spouse: How Hard Is It?

Nathan Golden
Nathan Golden
July 21, 2025
Refi Without Your Spouse: How Hard Is It?
Should You Refinance an FHA Loan to a VA Loan?
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Should You Refinance an FHA Loan to a VA Loan?

Jonathan Davis
Jonathan Davis
February 19, 2025
Should You Refinance an FHA Loan to a VA Loan?
Is the FHA Streamline Refinance a Good Idea in 2025?
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Is the FHA Streamline Refinance a Good Idea in 2025?

Jonathan Davis
Jonathan Davis
June 7, 2024
Is the FHA Streamline Refinance a Good Idea in 2025?
FHA Streamline Refinance: How It Works, Rates, and Requirements
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FHA Streamline Refinance: How It Works, Rates, and Requirements

Jonathan Davis
Jonathan Davis
April 17, 2025
FHA Streamline Refinance: How It Works, Rates, and Requirements
Can You Refinance a Timeshare Loan?
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Can You Refinance a Timeshare Loan?

Sean Bryant
Sean Bryant
June 17, 2025
Can You Refinance a Timeshare Loan?
Is Mortgage Interest on a Refinance Tax Deductible?
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Is Mortgage Interest on a Refinance Tax Deductible?

Sean Bryant
Sean Bryant
April 11, 2024
Is Mortgage Interest on a Refinance Tax Deductible?
How Loan-to-Value Ratio Affects Your Refinance — And How to Improve It
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How Loan-to-Value Ratio Affects Your Refinance — And How to Improve It

Ikram Maghraoui
Ikram Maghraoui
June 4, 2025
How Loan-to-Value Ratio Affects Your Refinance — And How to Improve It
Debt-to-Income (DTI) Requirements to Refinance a Mortgage
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Debt-to-Income (DTI) Requirements to Refinance a Mortgage

Sean Bryant
Sean Bryant
February 27, 2025
Debt-to-Income (DTI) Requirements to Refinance a Mortgage
Using Airbnb Income for Mortgage Loans and Refinancing
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Using Airbnb Income for Mortgage Loans and Refinancing

Aaron Crowe
Aaron Crowe
May 15, 2025
Using Airbnb Income for Mortgage Loans and Refinancing
Borrowing from a 401(k) to Refinance an Underwater Mortgage
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Borrowing from a 401(k) to Refinance an Underwater Mortgage

Aaron Crowe
Aaron Crowe
July 21, 2025
Borrowing from a 401(k) to Refinance an Underwater Mortgage
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Resources

  • When to Refinance a Mortgage
  • Pros and Cons of Refinancing
  • Refinancing to a 15-Year Term
  • Rate-and-Term Refinances
  • Cash-Out Refinances: A Guide

Calculators

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  • Refinance Break-Even Calculator
  • Mortgage Calculator
  • Required Income for a Mortgage

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About Refi.com

Refi.com is built around you. From our people on call to our smart tools online, everything’s designed to help you save more and stress less as you reach your financial goals. It’s the experience you can expect when you work with pros whose only focus is on helping homeowners get more out of refinancing.

Disclosures

Refi.com does not offer Home Equity Line-of-Credit (HELOC) or Home Equity Loans; HELOC and Home Equity Loans are independently underwritten by third-party lending partners, and are subject to their terms and conditions.

Refinancing may result in higher finance charges over the life of the loan.

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Customers with questions regarding our loan officers and their licensing may visit the Nationwide Mortgage Licensing System & Directory for more information.

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