Current DC Mortgage Rates
Average market rates for December 04, 2025 in DC are 6.34% for 30-year fixed purchase and 6.45% for 30-year fixed refinance
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.34% | 6.37% |
| 30-year Fixed Refinance | 6.45% | 6.47% |
Rates based on market averages as of Dec 03, 2025.Mortgage Rate Trends in DC
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.34% | 6.37% |
| 30-year Fixed Refinance | 6.45% | 6.47% |
Rates based on market averages as of Dec 03, 2025.DC Purchase Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Purchase | 5.46% | 5.52% |
| 15-year Fixed Jumbo Purchase | 5.91% | 5.94% |
| 30-year Fixed Purchase | 6.34% | 6.37% |
| 30-year Fixed Jumbo Purchase | 6.72% | 6.74% |
Rates based on market averages as of Dec 03, 2025.DC Refinance Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Refinance | 5.46% | 5.50% |
| 15-year Fixed Jumbo Refinance | 5.87% | 5.89% |
| 30-year Fixed Refinance | 6.45% | 6.47% |
| 30-year Fixed Jumbo Refinance | 6.76% | 6.77% |
Rates based on market averages as of Dec 03, 2025.DC ARM Rates
| Product | Rate | APR |
|---|
| 5/6 Arm (purchase) | 6.03% | 6.07% |
| 5/6 Arm (refinance) | 6.04% | 6.07% |
| 5/6 Jumbo Arm (purchase) | 5.38% | 5.39% |
| 5/6 Jumbo Arm (refinance) | 5.38% | 5.39% |
Rates based on market averages as of Dec 03, 2025.How we source rates and rate trends
×
Rate data in the charts and tables above comes from
RateUpdate.com.
The displayed rates come from multiple providers and represent market averages. Your mortgage rate will differ
based on individual factors like your credit score as well as differing loan types and terms offered by lenders.
Most Common Mortgage Types in DC
- Conventional: 6,871 loans
- FHA: 326 loans
- VA: 405 loans
- USDA: 1 loans
Top Purchase Lenders in DC by Volume
- First Savings Mortgage Corporation: 649 loans
- First Home Mortgage Corporation: 501 loans
- Caliber Home Loans, Inc.: 394 loans
- Prosperity Home Mortgage, LLC: 337 loans
- George Mason Mortgage, LLC: 305 loans
- Wells Fargo Bank: 278 loans
- Draper And Kramer Mortgage Corp.: 213 loans
- Atlantic Coast Mortgage, LLC: 183 loans
- Citibank: 177 loans
- Truist Bank: 177 loans
Top Refinance Lenders in DC by Volume
- PNC Bank: 118 loans
- Bank Of America: 89 loans
- Wells Fargo Bank: 89 loans
- Rocket Mortgage, LLC: 81 loans
- Truist Bank: 74 loans
- Bank-fund Staff Federal Credit Union: 57 loans
- First Savings Mortgage Corporation: 49 loans
- Sandy Spring Bank: 43 loans
- American Advisors Group: 40 loans
- Td Bank: 37 loans
Top Cash-Out Refinance Lenders in DC by Volume
- Rocket Mortgage, LLC: 337 loans
- Bank-fund Staff Federal Credit Union: 107 loans
- Loandepot.com, LLC: 98 loans
- Wells Fargo Bank: 86 loans
- Nationstar Mortgage LLC: 77 loans
- Navy Federal Credit Union: 59 loans
- Wright Patman Congressional Federal Credit Union: 57 loans
- Bank Of America: 47 loans
- Newrez LLC: 47 loans
- PNC Bank: 41 loans
How we source lender data
Meet the Author
The Refi.com team is compiled of journalists, editors, and mortgage industry professionals to ensure you have the most accurate information on mortgage refinancing.
