Current Delaware Mortgage Rates
Average market rates for January 23, 2026 in Delaware are 6.19% for 30-year fixed purchase and 6.28% for 30-year fixed refinance
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.19% | 6.22% |
| 30-year Fixed Refinance | 6.28% | 6.30% |
Rates based on market averages as of Jan 22, 2026.Mortgage Rate Trends in Delaware
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.19% | 6.22% |
| 30-year Fixed Refinance | 6.28% | 6.30% |
Rates based on market averages as of Jan 22, 2026.Delaware Purchase Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Purchase | 5.41% | 5.45% |
| 15-year Fixed Jumbo Purchase | 6.00% | 6.03% |
| 30-year Fixed Purchase | 6.19% | 6.22% |
| 30-year Fixed Jumbo Purchase | 6.76% | 6.78% |
Rates based on market averages as of Jan 22, 2026.Delaware Refinance Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Refinance | 5.38% | 5.42% |
| 15-year Fixed Jumbo Refinance | 6.01% | 6.03% |
| 30-year Fixed Refinance | 6.28% | 6.30% |
| 30-year Fixed Jumbo Refinance | 6.76% | 6.77% |
Rates based on market averages as of Jan 22, 2026.Delaware ARM Rates
| Product | Rate | APR |
|---|
| 5/6 Arm (purchase) | 6.07% | 6.11% |
| 5/6 Arm (refinance) | 6.09% | 6.13% |
| 5/6 Jumbo Arm (purchase) | 5.72% | 5.73% |
| 5/6 Jumbo Arm (refinance) | 5.75% | 5.77% |
Rates based on market averages as of Jan 22, 2026.How we source rates and rate trends
×
Rate data in the charts and tables above comes from
RateUpdate.com.
The displayed rates come from multiple providers and represent market averages. Your mortgage rate will differ
based on individual factors like your credit score as well as differing loan types and terms offered by lenders.
Most Common Mortgage Types in Delaware
- Conventional: 11,791 loans
- FHA: 2,923 loans
- USDA: 228 loans
- VA: 1,361 loans
Top Purchase Lenders in Delaware by Volume
- Nvr Mortgage Finance, Inc.: 1,094 loans
- Pike Creek Mortgage Services, Inc.: 1,086 loans
- Meridian Bank Corporation: 589 loans
- Fairway Independent Mortgage Corporation: 500 loans
- Rocket Mortgage, LLC: 450 loans
- Prosperity Home Mortgage, LLC: 445 loans
- Nfm, Inc.: 435 loans
- Loandepot.com, LLC: 370 loans
- Wells Fargo Bank: 369 loans
- Guild Mortgage Company LLC: 324 loans
Top Refinance Lenders in Delaware by Volume
- PNC Bank: 431 loans
- Citizens Bank: 375 loans
- Wilmington Savings Fund Society, Fsb: 306 loans
- Rocket Mortgage, LLC: 241 loans
- Manufacturers And Traders Trust Company: 195 loans
- Wells Fargo Bank: 140 loans
- Pike Creek Mortgage Services, Inc.: 133 loans
- Del-one Federal Credit Union: 112 loans
- Newrez LLC: 110 loans
- Pennymac Loan Services, LLC: 108 loans
Top Cash-Out Refinance Lenders in Delaware by Volume
- Rocket Mortgage, LLC: 984 loans
- Loandepot.com, LLC: 265 loans
- Nationstar Mortgage LLC: 215 loans
- Wells Fargo Bank: 202 loans
- Freedom Mortgage Corporation: 158 loans
- Amerisave Mortgage Corporation: 150 loans
- Pennymac Loan Services, LLC: 141 loans
- Newrez LLC: 133 loans
- Del-one Federal Credit Union: 87 loans
- JPMorgan Chase Bank: 83 loans
How we source lender data
Meet the Author
The Refi.com team is compiled of journalists, editors, and mortgage industry professionals to ensure you have the most accurate information on mortgage refinancing.
