Current Indiana Mortgage Rates
Average market rates for December 07, 2025 in Indiana are 6.22% for 30-year fixed purchase and 6.31% for 30-year fixed refinance
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.22% | 6.25% |
| 30-year Fixed Refinance | 6.31% | 6.33% |
Rates based on market averages as of Dec 06, 2025.Mortgage Rate Trends in Indiana
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.22% | 6.25% |
| 30-year Fixed Refinance | 6.31% | 6.33% |
Rates based on market averages as of Dec 06, 2025.Indiana Purchase Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Purchase | 5.37% | 5.41% |
| 15-year Fixed Jumbo Purchase | 6.29% | 6.32% |
| 30-year Fixed Purchase | 6.22% | 6.25% |
| 30-year Fixed Jumbo Purchase | 6.41% | 6.43% |
Rates based on market averages as of Dec 06, 2025.Indiana Refinance Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Refinance | 5.33% | 5.38% |
| 15-year Fixed Jumbo Refinance | 6.26% | 6.28% |
| 30-year Fixed Refinance | 6.31% | 6.33% |
| 30-year Fixed Jumbo Refinance | 6.40% | 6.42% |
Rates based on market averages as of Dec 06, 2025.Indiana ARM Rates
| Product | Rate | APR |
|---|
| 5/6 Arm (purchase) | 6.05% | 6.08% |
| 5/6 Arm (refinance) | 6.06% | 6.09% |
| 5/6 Jumbo Arm (purchase) | 5.89% | 5.90% |
| 5/6 Jumbo Arm (refinance) | 5.94% | 5.95% |
Rates based on market averages as of Dec 06, 2025.How we source rates and rate trends
×
Rate data in the charts and tables above comes from
RateUpdate.com.
The displayed rates come from multiple providers and represent market averages. Your mortgage rate will differ
based on individual factors like your credit score as well as differing loan types and terms offered by lenders.
Most Common Mortgage Types in Indiana
- VA: 6,077 loans
- Conventional: 68,575 loans
- FHA: 16,769 loans
- USDA: 2,547 loans
Top Purchase Lenders in Indiana by Volume
- Ruoff Mortgage Company, Inc.: 7,576 loans
- Fairway Independent Mortgage Corporation: 3,559 loans
- Caliber Home Loans, Inc.: 3,534 loans
- Gvc Mortgage, Inc.: 3,328 loans
- Rocket Mortgage, LLC: 2,772 loans
- Hallmark Home Mortgage, LLC: 2,000 loans
- Mortgage Research Center, LLC: 1,750 loans
- JPMorgan Chase Bank: 1,519 loans
- Crosscountry Mortgage, LLC: 1,452 loans
- Three Rivers Federal Credit Union: 1,359 loans
Top Refinance Lenders in Indiana by Volume
- Fifth Third Bank: 2,277 loans
- PNC Bank: 1,191 loans
- First Merchants Bank: 1,013 loans
- Old National Bank: 890 loans
- Rocket Mortgage, LLC: 768 loans
- Horizon Bank: 636 loans
- German American Bank: 593 loans
- Royal United Mortgage LLC: 544 loans
- Lake City Bank: 530 loans
- Freedom Mortgage Corporation: 491 loans
Top Cash-Out Refinance Lenders in Indiana by Volume
- Rocket Mortgage, LLC: 5,383 loans
- Freedom Mortgage Corporation: 1,397 loans
- Loandepot.com, LLC: 1,277 loans
- Nationstar Mortgage LLC: 1,201 loans
- JPMorgan Chase Bank: 1,048 loans
- First Financial Bank: 989 loans
- The Huntington National Bank: 906 loans
- Teachers Credit Union: 883 loans
- Evansville Teachers: 869 loans
- Ruoff Mortgage Company, Inc.: 770 loans
How we source lender data
Meet the Author
The Refi.com team is compiled of journalists, editors, and mortgage industry professionals to ensure you have the most accurate information on mortgage refinancing.
