Current Louisiana Mortgage Rates
Average market rates for January 23, 2026 in Louisiana are 6.19% for 30-year fixed purchase and 6.27% for 30-year fixed refinance
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.19% | 6.22% |
| 30-year Fixed Refinance | 6.27% | 6.30% |
Rates based on market averages as of Jan 22, 2026.Mortgage Rate Trends in Louisiana
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.19% | 6.22% |
| 30-year Fixed Refinance | 6.27% | 6.30% |
Rates based on market averages as of Jan 22, 2026.Louisiana Purchase Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Purchase | 5.41% | 5.45% |
| 15-year Fixed Jumbo Purchase | 6.00% | 6.03% |
| 30-year Fixed Purchase | 6.19% | 6.22% |
| 30-year Fixed Jumbo Purchase | 6.76% | 6.78% |
Rates based on market averages as of Jan 22, 2026.Louisiana Refinance Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Refinance | 5.39% | 5.43% |
| 15-year Fixed Jumbo Refinance | 6.00% | 6.02% |
| 30-year Fixed Refinance | 6.27% | 6.30% |
| 30-year Fixed Jumbo Refinance | 6.76% | 6.78% |
Rates based on market averages as of Jan 22, 2026.Louisiana ARM Rates
| Product | Rate | APR |
|---|
| 5/6 Arm (purchase) | 6.07% | 6.11% |
| 5/6 Arm (refinance) | 6.09% | 6.13% |
| 5/6 Jumbo Arm (purchase) | 5.72% | 5.73% |
| 5/6 Jumbo Arm (refinance) | 5.75% | 5.77% |
Rates based on market averages as of Jan 22, 2026.How we source rates and rate trends
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Rate data in the charts and tables above comes from
RateUpdate.com.
The displayed rates come from multiple providers and represent market averages. Your mortgage rate will differ
based on individual factors like your credit score as well as differing loan types and terms offered by lenders.
Most Common Mortgage Types in Louisiana
- Conventional: 27,350 loans
- FHA: 12,322 loans
- USDA: 3,652 loans
- VA: 5,093 loans
Top Purchase Lenders in Louisiana by Volume
- Gmfs LLC: 4,173 loans
- Eustis Mortgage Corporation: 1,759 loans
- Assurance Financial Group, L.l.c.: 1,680 loans
- Fidelity Bank: 1,678 loans
- Movement Mortgage, LLC: 1,355 loans
- Rocket Mortgage, LLC: 1,353 loans
- Dsld Mortgage, LLC: 1,337 loans
- DHI Mortgage Company, Ltd.: 1,168 loans
- 21st Mortgage Corporation: 1,122 loans
- Mortgage Research Center, LLC: 1,097 loans
Top Refinance Lenders in Louisiana by Volume
- Gmfs LLC: 894 loans
- Rocket Mortgage, LLC: 527 loans
- First Horizon Bank: 374 loans
- Freedom Mortgage Corporation: 302 loans
- Hancock Whitney Bank: 267 loans
- Nationstar Mortgage LLC: 262 loans
- JPMorgan Chase Bank: 246 loans
- Cadence Bank: 242 loans
- Assurance Financial Group, L.l.c.: 205 loans
- Pennymac Loan Services, LLC: 200 loans
Top Cash-Out Refinance Lenders in Louisiana by Volume
- Rocket Mortgage, LLC: 2,029 loans
- Loandepot.com, LLC: 560 loans
- Gmfs LLC: 478 loans
- JPMorgan Chase Bank: 374 loans
- Nationstar Mortgage LLC: 370 loans
- Wells Fargo Bank: 279 loans
- Freedom Mortgage Corporation: 269 loans
- Pennymac Loan Services, LLC: 205 loans
- Amerisave Mortgage Corporation: 177 loans
- Carrington Mortgage Services, LLC: 163 loans
How we source lender data
Meet the Author
The Refi.com team is compiled of journalists, editors, and mortgage industry professionals to ensure you have the most accurate information on mortgage refinancing.
