Current Maine Mortgage Rates
Average market rates for December 05, 2025 in Maine are 6.37% for 30-year fixed purchase and 6.40% for 30-year fixed refinance
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.37% | 6.40% |
| 30-year Fixed Refinance | 6.40% | 6.42% |
Rates based on market averages as of Dec 04, 2025.Mortgage Rate Trends in Maine
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.37% | 6.40% |
| 30-year Fixed Refinance | 6.40% | 6.42% |
Rates based on market averages as of Dec 04, 2025.Maine Purchase Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Purchase | 5.44% | 5.49% |
| 15-year Fixed Jumbo Purchase | 5.74% | 5.75% |
| 30-year Fixed Purchase | 6.37% | 6.40% |
| 30-year Fixed Jumbo Purchase | 6.46% | 6.47% |
Rates based on market averages as of Dec 04, 2025.Maine Refinance Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Refinance | 5.43% | 5.47% |
| 15-year Fixed Jumbo Refinance | 5.62% | 5.63% |
| 30-year Fixed Refinance | 6.40% | 6.42% |
| 30-year Fixed Jumbo Refinance | 6.49% | 6.50% |
Rates based on market averages as of Dec 04, 2025.Maine ARM Rates
| Product | Rate | APR |
|---|
| 5/6 Arm (purchase) | 6.06% | 6.09% |
| 5/6 Arm (refinance) | 6.03% | 6.06% |
| 5/6 Jumbo Arm (purchase) | 5.87% | 5.88% |
| 5/6 Jumbo Arm (refinance) | 5.91% | 5.92% |
Rates based on market averages as of Dec 04, 2025.How we source rates and rate trends
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Rate data in the charts and tables above comes from
RateUpdate.com.
The displayed rates come from multiple providers and represent market averages. Your mortgage rate will differ
based on individual factors like your credit score as well as differing loan types and terms offered by lenders.
Most Common Mortgage Types in Maine
- Conventional: 12,245 loans
- FHA: 2,089 loans
- USDA: 566 loans
- VA: 1,301 loans
Top Purchase Lenders in Maine by Volume
- Bangor Savings Bank: 1,324 loans
- Guild Mortgage Company LLC: 1,121 loans
- The Camden National Bank: 883 loans
- Cmg Mortgage, Inc.: 781 loans
- Kennebec Savings Bank: 578 loans
- Rocket Mortgage, LLC: 499 loans
- Fairway Independent Mortgage Corporation: 497 loans
- Mortgage Research Center, LLC: 411 loans
- Caliber Home Loans, Inc.: 374 loans
- First National Bank: 346 loans
Top Refinance Lenders in Maine by Volume
- Bangor Savings Bank: 610 loans
- Keybank: 294 loans
- Td Bank: 250 loans
- Rocket Mortgage, LLC: 172 loans
- The Camden National Bank: 145 loans
- First National Bank: 140 loans
- Machias Savings Bank: 103 loans
- Nationstar Mortgage LLC: 81 loans
- Freedom Mortgage Corporation: 74 loans
- Newrez LLC: 73 loans
Top Cash-Out Refinance Lenders in Maine by Volume
- Rocket Mortgage, LLC: 1,113 loans
- The Camden National Bank: 339 loans
- Loandepot.com, LLC: 306 loans
- Kennebec Savings Bank: 263 loans
- Atlantic Regional Federal Credit Union: 259 loans
- Nationstar Mortgage LLC: 257 loans
- Bangor Savings Bank: 218 loans
- Freedom Mortgage Corporation: 161 loans
- Amerisave Mortgage Corporation: 147 loans
- Norway Savings Bank: 140 loans
How we source lender data
Meet the Author
The Refi.com team is compiled of journalists, editors, and mortgage industry professionals to ensure you have the most accurate information on mortgage refinancing.
