Current New Hampshire Mortgage Rates
Average market rates for February 14, 2026 in New Hampshire are 6.01% for 30-year fixed purchase and 6.05% for 30-year fixed refinance
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.01% | 6.04% |
| 30-year Fixed Refinance | 6.05% | 6.08% |
Rates based on market averages as of Feb 13, 2026.Mortgage Rate Trends in New Hampshire
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.01% | 6.04% |
| 30-year Fixed Refinance | 6.05% | 6.08% |
Rates based on market averages as of Feb 13, 2026.New Hampshire Purchase Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Purchase | 5.20% | 5.24% |
| 15-year Fixed Jumbo Purchase | 5.86% | 5.88% |
| 30-year Fixed Purchase | 6.01% | 6.04% |
| 30-year Fixed Jumbo Purchase | 6.52% | 6.53% |
Rates based on market averages as of Feb 13, 2026.New Hampshire Refinance Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Refinance | 5.14% | 5.18% |
| 15-year Fixed Jumbo Refinance | 5.86% | 5.87% |
| 30-year Fixed Refinance | 6.05% | 6.08% |
| 30-year Fixed Jumbo Refinance | 6.58% | 6.59% |
Rates based on market averages as of Feb 13, 2026.New Hampshire ARM Rates
| Product | Rate | APR |
|---|
| 5/6 Arm (purchase) | 5.86% | 5.89% |
| 5/6 Arm (refinance) | 5.88% | 5.91% |
| 5/6 Jumbo Arm (purchase) | 5.89% | 5.91% |
| 5/6 Jumbo Arm (refinance) | 5.75% | 5.77% |
Rates based on market averages as of Feb 13, 2026.How we source rates and rate trends
×
Rate data in the charts and tables above comes from
RateUpdate.com.
The displayed rates come from multiple providers and represent market averages. Your mortgage rate will differ
based on individual factors like your credit score as well as differing loan types and terms offered by lenders.
Most Common Mortgage Types in New Hampshire
- Conventional: 13,563 loans
- VA: 1,139 loans
- USDA: 58 loans
- FHA: 1,627 loans
Top Purchase Lenders in New Hampshire by Volume
- Cmg Mortgage, Inc.: 1,352 loans
- Guild Mortgage Company LLC: 979 loans
- Fairway Independent Mortgage Corporation: 638 loans
- Unknown: 638 loans
- Harborone Mortgage, LLC: 547 loans
- Crosscountry Mortgage, LLC: 535 loans
- Rocket Mortgage, LLC: 513 loans
- Movement Mortgage, LLC: 417 loans
- Guaranteed Rate, Inc.: 346 loans
- St. Mary's Bank: 346 loans
Top Refinance Lenders in New Hampshire by Volume
- Citizens Bank: 1,112 loans
- Rocket Mortgage, LLC: 284 loans
- Td Bank: 226 loans
- St. Mary's Bank: 203 loans
- Cmg Mortgage, Inc.: 147 loans
- Nationstar Mortgage LLC: 113 loans
- Wells Fargo Bank: 111 loans
- Emm Loans LLC: 96 loans
- Bank Of America: 94 loans
- Pennymac Loan Services, LLC: 83 loans
Top Cash-Out Refinance Lenders in New Hampshire by Volume
- Rocket Mortgage, LLC: 1,422 loans
- Loandepot.com, LLC: 363 loans
- Nationstar Mortgage LLC: 348 loans
- Unknown: 265 loans
- Pennymac Loan Services, LLC: 203 loans
- Citizens Bank: 194 loans
- Wells Fargo Bank: 194 loans
- Amerisave Mortgage Corporation: 191 loans
- Freedom Mortgage Corporation: 191 loans
- St. Mary's Bank: 174 loans
How we source lender data
Meet the Author
The Refi.com team is compiled of journalists, editors, and mortgage industry professionals to ensure you have the most accurate information on mortgage refinancing.
