Current Pennsylvania Mortgage Rates
Average market rates for December 03, 2025 in Pennsylvania are 6.25% for 30-year fixed purchase and 6.34% for 30-year fixed refinance
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.25% | 6.28% |
| 30-year Fixed Refinance | 6.34% | 6.36% |
Rates based on market averages as of Dec 02, 2025.Mortgage Rate Trends in Pennsylvania
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.25% | 6.28% |
| 30-year Fixed Refinance | 6.34% | 6.36% |
Rates based on market averages as of Dec 02, 2025.Pennsylvania Purchase Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Purchase | 5.39% | 5.43% |
| 15-year Fixed Jumbo Purchase | 6.18% | 6.21% |
| 30-year Fixed Purchase | 6.25% | 6.28% |
| 30-year Fixed Jumbo Purchase | 6.84% | 6.86% |
Rates based on market averages as of Dec 02, 2025.Pennsylvania Refinance Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Refinance | 5.37% | 5.41% |
| 15-year Fixed Jumbo Refinance | 6.15% | 6.17% |
| 30-year Fixed Refinance | 6.34% | 6.36% |
| 30-year Fixed Jumbo Refinance | 6.84% | 6.86% |
Rates based on market averages as of Dec 02, 2025.Pennsylvania ARM Rates
| Product | Rate | APR |
|---|
| 5/6 Arm (purchase) | 6.04% | 6.08% |
| 5/6 Arm (refinance) | 6.06% | 6.09% |
| 5/6 Jumbo Arm (purchase) | 5.87% | 5.88% |
| 5/6 Jumbo Arm (refinance) | 5.91% | 5.92% |
Rates based on market averages as of Dec 02, 2025.How we source rates and rate trends
×
Rate data in the charts and tables above comes from
RateUpdate.com.
The displayed rates come from multiple providers and represent market averages. Your mortgage rate will differ
based on individual factors like your credit score as well as differing loan types and terms offered by lenders.
Most Common Mortgage Types in Pennsylvania
- Conventional: 103,100 loans
- FHA: 20,730 loans
- USDA: 1,931 loans
- VA: 6,941 loans
Top Purchase Lenders in Pennsylvania by Volume
- Rocket Mortgage, LLC: 6,226 loans
- Crosscountry Mortgage, LLC: 5,764 loans
- Citizens Bank: 4,548 loans
- Movement Mortgage, LLC: 3,298 loans
- Guaranteed Rate, Inc.: 3,060 loans
- Prosperity Home Mortgage, LLC: 2,805 loans
- Guild Mortgage Company LLC: 2,569 loans
- PNC Bank: 2,368 loans
- Wells Fargo Bank: 2,329 loans
- Mortgage Research Center, LLC: 2,251 loans
Top Refinance Lenders in Pennsylvania by Volume
- PNC Bank: 5,578 loans
- Citizens Bank: 5,111 loans
- First National Bank Of Pennsylvania: 2,642 loans
- First Commonwealth Bank: 2,211 loans
- Rocket Mortgage, LLC: 1,787 loans
- Dollar Bank, Federal Savings Bank: 1,525 loans
- Members 1st Federal Credit Union: 1,391 loans
- Wells Fargo Bank: 1,121 loans
- Manufacturers And Traders Trust Company: 985 loans
- Truist Bank: 920 loans
Top Cash-Out Refinance Lenders in Pennsylvania by Volume
- Rocket Mortgage, LLC: 8,180 loans
- Police & Fire: 2,994 loans
- Wells Fargo Bank: 1,880 loans
- Nationstar Mortgage LLC: 1,632 loans
- Loandepot.com, LLC: 1,624 loans
- Freedom Mortgage Corporation: 1,111 loans
- Pennymac Loan Services, LLC: 959 loans
- Northwest Bank: 866 loans
- Citizens Bank: 864 loans
- Newrez LLC: 752 loans
How we source lender data
Meet the Author
The Refi.com team is compiled of journalists, editors, and mortgage industry professionals to ensure you have the most accurate information on mortgage refinancing.
