Current Washington Mortgage Rates
Average market rates for December 03, 2025 in Washington are 6.25% for 30-year fixed purchase and 6.34% for 30-year fixed refinance
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.25% | 6.28% |
| 30-year Fixed Refinance | 6.34% | 6.37% |
Rates based on market averages as of Dec 02, 2025.Mortgage Rate Trends in Washington
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.25% | 6.28% |
| 30-year Fixed Refinance | 6.34% | 6.37% |
Rates based on market averages as of Dec 02, 2025.Washington Purchase Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Purchase | 5.39% | 5.43% |
| 15-year Fixed Jumbo Purchase | 5.92% | 5.94% |
| 30-year Fixed Purchase | 6.25% | 6.28% |
| 30-year Fixed Jumbo Purchase | 6.71% | 6.73% |
Rates based on market averages as of Dec 02, 2025.Washington Refinance Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Refinance | 5.37% | 5.41% |
| 15-year Fixed Jumbo Refinance | 5.89% | 5.92% |
| 30-year Fixed Refinance | 6.34% | 6.37% |
| 30-year Fixed Jumbo Refinance | 6.78% | 6.80% |
Rates based on market averages as of Dec 02, 2025.Washington ARM Rates
| Product | Rate | APR |
|---|
| 5/6 Arm (purchase) | 6.05% | 6.08% |
| 5/6 Arm (refinance) | 6.07% | 6.10% |
| 5/6 Jumbo Arm (purchase) | 5.38% | 5.39% |
| 5/6 Jumbo Arm (refinance) | 5.38% | 5.39% |
Rates based on market averages as of Dec 02, 2025.How we source rates and rate trends
×
Rate data in the charts and tables above comes from
RateUpdate.com.
The displayed rates come from multiple providers and represent market averages. Your mortgage rate will differ
based on individual factors like your credit score as well as differing loan types and terms offered by lenders.
Most Common Mortgage Types in Washington
- Conventional: 83,277 loans
- FHA: 9,570 loans
- VA: 10,042 loans
- USDA: 262 loans
Top Purchase Lenders in Washington by Volume
- Caliber Home Loans, Inc.: 6,349 loans
- Fairway Independent Mortgage Corporation: 5,289 loans
- Guild Mortgage Company LLC: 3,456 loans
- Crosscountry Mortgage, LLC: 3,222 loans
- Rocket Mortgage, LLC: 3,008 loans
- Homebridge Financial Services, Inc.: 2,787 loans
- Boeing Employees Credit Union: 2,712 loans
- Evergreen Moneysource Mortgage Company: 2,495 loans
- Academy Mortgage Corporation: 2,469 loans
- Keybank: 2,459 loans
Top Refinance Lenders in Washington by Volume
- Boeing Employees Credit Union: 3,290 loans
- Rocket Mortgage, LLC: 976 loans
- U.S. Bank: 940 loans
- Umpqua Bank: 907 loans
- Keybank: 837 loans
- American Advisors Group: 690 loans
- Bank Of America: 643 loans
- Wells Fargo Bank: 577 loans
- Pennymac Loan Services, LLC: 520 loans
- Caliber Home Loans, Inc.: 519 loans
Top Cash-Out Refinance Lenders in Washington by Volume
- Rocket Mortgage, LLC: 6,019 loans
- Loandepot.com, LLC: 1,652 loans
- Caliber Home Loans, Inc.: 1,543 loans
- Boeing Employees Credit Union: 1,213 loans
- Pennymac Loan Services, LLC: 1,188 loans
- Freedom Mortgage Corporation: 1,174 loans
- Nationstar Mortgage LLC: 1,154 loans
- Wells Fargo Bank: 1,089 loans
- Guild Mortgage Company LLC: 955 loans
- Flagstar Bank, Fsb: 899 loans
How we source lender data
Meet the Author
The Refi.com team is compiled of journalists, editors, and mortgage industry professionals to ensure you have the most accurate information on mortgage refinancing.
