Alaska Mortgage and Refinance Rates

Alaska Mortgage and Refinance Rates

Current Alaska Mortgage Rates

Average market rates for December 07, 2025 in Alaska are 6.37% for 30-year fixed purchase and 6.45% for 30-year fixed refinance

ProductRateAPR
30-year Fixed Purchase6.37%6.40%
30-year Fixed Refinance6.45%6.48%
Rates based on market averages as of Dec 06, 2025.
ProductRateAPR
30-year Fixed Purchase6.37%6.40%
30-year Fixed Refinance6.45%6.48%
Rates based on market averages as of Dec 06, 2025.

Alaska Purchase Rates

ProductRateAPR
15-year Fixed Purchase5.48%5.53%
15-year Fixed Jumbo Purchase5.39%5.41%
30-year Fixed Purchase6.37%6.40%
30-year Fixed Jumbo Purchase6.28%6.30%
Rates based on market averages as of Dec 06, 2025.

Alaska Refinance Rates

ProductRateAPR
15-year Fixed Refinance5.44%5.48%
15-year Fixed Jumbo Refinance5.36%5.39%
30-year Fixed Refinance6.45%6.48%
30-year Fixed Jumbo Refinance6.36%6.38%
Rates based on market averages as of Dec 06, 2025.

Alaska ARM Rates

ProductRateAPR
5/6 Arm (purchase)6.05%6.08%
5/6 Arm (refinance)6.06%6.09%
5/6 Jumbo Arm (purchase)5.98%6.00%
5/6 Jumbo Arm (refinance)6.01%6.03%
Rates based on market averages as of Dec 06, 2025.

How we source rates and rate trends

Most Common Mortgage Types in Alaska

  • Conventional: 5,055 loans
  • FHA: 1,394 loans
  • USDA: 157 loans
  • VA: 2,627 loans

Top Purchase Lenders in Alaska by Volume

  • Residential Mortgage, LLC: 1,562 loans
  • Alaska Usa Mortgage Company LLC: 1,504 loans
  • Caliber Home Loans, Inc.: 794 loans
  • Mortgage Research Center, LLC: 461 loans
  • Home Point Financial Corporation: 293 loans
  • Movement Mortgage, LLC: 293 loans
  • Academy Mortgage Corporation: 231 loans
  • Primelending, A Plainscapital Company: 217 loans
  • Rocket Mortgage, LLC: 215 loans
  • Cornerstone Home Lending, Inc.: 211 loans

Top Refinance Lenders in Alaska by Volume

  • Alaska Usa Mortgage Company LLC: 169 loans
  • Rocket Mortgage, LLC: 147 loans
  • Wells Fargo Bank: 106 loans
  • Residential Mortgage, LLC: 101 loans
  • Pennymac Loan Services, LLC: 58 loans
  • Freedom Mortgage Corporation: 53 loans
  • Keybank: 45 loans
  • Lakeview Loan Servicing, LLC: 43 loans
  • Loandepot.com, LLC: 43 loans
  • Amerisave Mortgage Corporation: 31 loans

Top Cash-Out Refinance Lenders in Alaska by Volume

  • Rocket Mortgage, LLC: 352 loans
  • Alaska Usa Mortgage Company LLC: 253 loans
  • Loandepot.com, LLC: 159 loans
  • Wells Fargo Bank: 158 loans
  • Credit Union 1 Credit Union: 128 loans
  • Residential Mortgage, LLC: 115 loans
  • Amerisave Mortgage Corporation: 111 loans
  • Alaska Usa Federal Credit Union: 93 loans
  • Matanuska Valley Federal Credit Union: 55 loans
  • First National Bank Alaska: 41 loans

How we source lender data

Collapse

Get Your Mortgage Rate

Start Here