Alaska Mortgage and Refinance Rates

Alaska Mortgage and Refinance Rates

Current Alaska Mortgage Rates

Average market rates for November 10, 2025 in Alaska are 6.46% for 30-year fixed purchase and 6.54% for 30-year fixed refinance

ProductRateAPR
30-year Fixed Purchase6.46%6.49%
30-year Fixed Refinance6.54%6.57%
Rates based on market averages as of Nov 09, 2025.
ProductRateAPR
30-year Fixed Purchase6.46%6.49%
30-year Fixed Refinance6.54%6.57%
Rates based on market averages as of Nov 09, 2025.

Alaska Purchase Rates

ProductRateAPR
15-year Fixed Purchase5.55%5.60%
15-year Fixed Jumbo Purchase5.47%5.49%
30-year Fixed Purchase6.46%6.49%
30-year Fixed Jumbo Purchase6.35%6.36%
Rates based on market averages as of Nov 09, 2025.

Alaska Refinance Rates

ProductRateAPR
15-year Fixed Refinance5.52%5.56%
15-year Fixed Jumbo Refinance5.46%5.49%
30-year Fixed Refinance6.54%6.57%
30-year Fixed Jumbo Refinance6.47%6.49%
Rates based on market averages as of Nov 09, 2025.

Alaska ARM Rates

ProductRateAPR
5/6 Arm (purchase)6.26%6.30%
5/6 Arm (refinance)6.38%6.41%
5/6 Jumbo Arm (purchase)6.11%6.13%
5/6 Jumbo Arm (refinance)6.24%6.26%
Rates based on market averages as of Nov 09, 2025.

How we source rates and rate trends

Most Common Mortgage Types in Alaska

  • Conventional: 5,055 loans
  • FHA: 1,394 loans
  • USDA: 157 loans
  • VA: 2,627 loans

Top Purchase Lenders in Alaska by Volume

  • Residential Mortgage, LLC: 1,562 loans
  • Alaska Usa Mortgage Company LLC: 1,504 loans
  • Caliber Home Loans, Inc.: 794 loans
  • Mortgage Research Center, LLC: 461 loans
  • Home Point Financial Corporation: 293 loans
  • Movement Mortgage, LLC: 293 loans
  • Academy Mortgage Corporation: 231 loans
  • Primelending, A Plainscapital Company: 217 loans
  • Rocket Mortgage, LLC: 215 loans
  • Cornerstone Home Lending, Inc.: 211 loans

Top Refinance Lenders in Alaska by Volume

  • Alaska Usa Mortgage Company LLC: 169 loans
  • Rocket Mortgage, LLC: 147 loans
  • Wells Fargo Bank: 106 loans
  • Residential Mortgage, LLC: 101 loans
  • Pennymac Loan Services, LLC: 58 loans
  • Freedom Mortgage Corporation: 53 loans
  • Keybank: 45 loans
  • Lakeview Loan Servicing, LLC: 43 loans
  • Loandepot.com, LLC: 43 loans
  • Amerisave Mortgage Corporation: 31 loans

Top Cash-Out Refinance Lenders in Alaska by Volume

  • Rocket Mortgage, LLC: 352 loans
  • Alaska Usa Mortgage Company LLC: 253 loans
  • Loandepot.com, LLC: 159 loans
  • Wells Fargo Bank: 158 loans
  • Credit Union 1 Credit Union: 128 loans
  • Residential Mortgage, LLC: 115 loans
  • Amerisave Mortgage Corporation: 111 loans
  • Alaska Usa Federal Credit Union: 93 loans
  • Matanuska Valley Federal Credit Union: 55 loans
  • First National Bank Alaska: 41 loans

How we source lender data