Current Arkansas Mortgage Rates
Average market rates for December 15, 2025 in Arkansas are 6.29% for 30-year fixed purchase and 6.34% for 30-year fixed refinance
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.29% | 6.31% |
| 30-year Fixed Refinance | 6.34% | 6.36% |
Rates based on market averages as of Dec 14, 2025.Mortgage Rate Trends in Arkansas
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.29% | 6.31% |
| 30-year Fixed Refinance | 6.34% | 6.36% |
Rates based on market averages as of Dec 14, 2025.Arkansas Purchase Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Purchase | 5.40% | 5.45% |
| 15-year Fixed Jumbo Purchase | 6.26% | 6.28% |
| 30-year Fixed Purchase | 6.29% | 6.31% |
| 30-year Fixed Jumbo Purchase | 6.31% | 6.32% |
Rates based on market averages as of Dec 14, 2025.Arkansas Refinance Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Refinance | 5.36% | 5.40% |
| 15-year Fixed Jumbo Refinance | 6.15% | 6.17% |
| 30-year Fixed Refinance | 6.34% | 6.36% |
| 30-year Fixed Jumbo Refinance | 6.26% | 6.27% |
Rates based on market averages as of Dec 14, 2025.Arkansas ARM Rates
| Product | Rate | APR |
|---|
| 5/6 Arm (purchase) | 6.09% | 6.13% |
| 5/6 Arm (refinance) | 6.12% | 6.15% |
| 5/6 Jumbo Arm (purchase) | 5.89% | 5.90% |
| 5/6 Jumbo Arm (refinance) | 5.94% | 5.95% |
Rates based on market averages as of Dec 14, 2025.How we source rates and rate trends
×
Rate data in the charts and tables above comes from
RateUpdate.com.
The displayed rates come from multiple providers and represent market averages. Your mortgage rate will differ
based on individual factors like your credit score as well as differing loan types and terms offered by lenders.
Most Common Mortgage Types in Arkansas
- Conventional: 22,682 loans
- FHA: 6,871 loans
- USDA: 2,533 loans
- VA: 3,999 loans
Top Purchase Lenders in Arkansas by Volume
- Arvest Bank: 2,913 loans
- Firsttrust Home Loans, Inc.: 1,687 loans
- Rocket Mortgage, LLC: 1,363 loans
- Eagle Bank And Trust Company: 1,306 loans
- Flat Branch Mortgage, Inc.: 1,101 loans
- Simmons Bank: 1,043 loans
- Mortgage Research Center, LLC: 1,002 loans
- Centennial Bank: 991 loans
- Everett Financial, Inc.: 885 loans
- Bank Of England: 734 loans
Top Refinance Lenders in Arkansas by Volume
- Arvest Bank: 1,265 loans
- Rocket Mortgage, LLC: 449 loans
- Arkansas Federal Credit Union: 282 loans
- Regions Bank: 259 loans
- Simmons Bank: 256 loans
- Cadence Bank: 252 loans
- U.S. Bank: 208 loans
- Pennymac Loan Services, LLC: 186 loans
- Southern Bancorp Bank: 168 loans
- First Horizon Bank: 147 loans
Top Cash-Out Refinance Lenders in Arkansas by Volume
- Rocket Mortgage, LLC: 2,197 loans
- Arvest Bank: 788 loans
- Loandepot.com, LLC: 438 loans
- Nationstar Mortgage LLC: 367 loans
- Freedom Mortgage Corporation: 313 loans
- Wells Fargo Bank: 273 loans
- Pennymac Loan Services, LLC: 246 loans
- Amerisave Mortgage Corporation: 220 loans
- New Day Financial, LLC: 187 loans
- Arkansas Federal Credit Union: 179 loans
How we source lender data
Meet the Author
The Refi.com team is compiled of journalists, editors, and mortgage industry professionals to ensure you have the most accurate information on mortgage refinancing.
