Current Kansas Mortgage Rates
Average market rates for February 15, 2026 in Kansas are 6.01% for 30-year fixed purchase and 6.05% for 30-year fixed refinance
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.01% | 6.04% |
| 30-year Fixed Refinance | 6.05% | 6.08% |
Rates based on market averages as of Feb 14, 2026.Mortgage Rate Trends in Kansas
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.01% | 6.04% |
| 30-year Fixed Refinance | 6.05% | 6.08% |
Rates based on market averages as of Feb 14, 2026.Kansas Purchase Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Purchase | 5.20% | 5.24% |
| 15-year Fixed Jumbo Purchase | 5.86% | 5.88% |
| 30-year Fixed Purchase | 6.01% | 6.04% |
| 30-year Fixed Jumbo Purchase | 6.50% | 6.51% |
Rates based on market averages as of Feb 14, 2026.Kansas Refinance Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Refinance | 5.14% | 5.18% |
| 15-year Fixed Jumbo Refinance | 5.86% | 5.87% |
| 30-year Fixed Refinance | 6.05% | 6.08% |
| 30-year Fixed Jumbo Refinance | 6.57% | 6.58% |
Rates based on market averages as of Feb 14, 2026.Kansas ARM Rates
| Product | Rate | APR |
|---|
| 5/6 Arm (purchase) | 5.86% | 5.89% |
| 5/6 Arm (refinance) | 5.88% | 5.91% |
| 5/6 Jumbo Arm (purchase) | 5.89% | 5.91% |
| 5/6 Jumbo Arm (refinance) | 5.75% | 5.77% |
Rates based on market averages as of Feb 14, 2026.How we source rates and rate trends
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Rate data in the charts and tables above comes from
RateUpdate.com.
The displayed rates come from multiple providers and represent market averages. Your mortgage rate will differ
based on individual factors like your credit score as well as differing loan types and terms offered by lenders.
Most Common Mortgage Types in Kansas
- Conventional: 22,714 loans
- FHA: 4,505 loans
- USDA: 847 loans
- VA: 3,640 loans
Top Purchase Lenders in Kansas by Volume
- Fairway Independent Mortgage Corporation: 2,354 loans
- Flat Branch Mortgage, Inc.: 1,240 loans
- Capitol Federal Savings Bank: 1,227 loans
- Rocket Mortgage, LLC: 1,074 loans
- Mortgage Research Center, LLC: 993 loans
- Landmark National Bank: 800 loans
- CommunityAmerica: 717 loans
- Primelending, A Plainscapital Company: 676 loans
- First State Bank Of St. Charles, Missouri: 631 loans
- Fidelity Bank: 619 loans
Top Refinance Lenders in Kansas by Volume
- Rocket Mortgage, LLC: 356 loans
- Credit Union Of America Federal Credit Union: 348 loans
- CommunityAmerica: 329 loans
- U.S. Bank: 225 loans
- Capitol Federal Savings Bank: 202 loans
- Commerce Bank: 183 loans
- Emprise Bank: 167 loans
- Pennymac Loan Services, LLC: 155 loans
- Umb Bank: 140 loans
- Nationstar Mortgage LLC: 131 loans
Top Cash-Out Refinance Lenders in Kansas by Volume
- Rocket Mortgage, LLC: 1,555 loans
- Meritrust Federal Credit Union: 395 loans
- Nationstar Mortgage LLC: 362 loans
- Loandepot.com, LLC: 337 loans
- Capitol Federal Savings Bank: 331 loans
- Freedom Mortgage Corporation: 293 loans
- Wells Fargo Bank: 271 loans
- CommunityAmerica: 202 loans
- Flagstar Bank, Fsb: 191 loans
- Amerisave Mortgage Corporation: 183 loans
How we source lender data
Meet the Author
The Refi.com team is compiled of journalists, editors, and mortgage industry professionals to ensure you have the most accurate information on mortgage refinancing.
