Current Mississippi Mortgage Rates
Average market rates for February 14, 2026 in Mississippi are 6.04% for 30-year fixed purchase and 6.07% for 30-year fixed refinance
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.04% | 6.07% |
| 30-year Fixed Refinance | 6.07% | 6.10% |
Rates based on market averages as of Feb 12, 2026.Mortgage Rate Trends in Mississippi
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.04% | 6.07% |
| 30-year Fixed Refinance | 6.07% | 6.10% |
Rates based on market averages as of Feb 12, 2026.Mississippi Purchase Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Purchase | 5.26% | 5.30% |
| 15-year Fixed Jumbo Purchase | 5.87% | 5.89% |
| 30-year Fixed Purchase | 6.04% | 6.07% |
| 30-year Fixed Jumbo Purchase | 6.57% | 6.58% |
Rates based on market averages as of Feb 12, 2026.Mississippi Refinance Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Refinance | 5.24% | 5.28% |
| 15-year Fixed Jumbo Refinance | 5.87% | 5.89% |
| 30-year Fixed Refinance | 6.07% | 6.10% |
| 30-year Fixed Jumbo Refinance | 6.62% | 6.64% |
Rates based on market averages as of Feb 12, 2026.Mississippi ARM Rates
| Product | Rate | APR |
|---|
| 5/6 Arm (purchase) | 5.94% | 5.97% |
| 5/6 Arm (refinance) | 5.85% | 5.88% |
| 5/6 Jumbo Arm (purchase) | 5.84% | 5.86% |
| 5/6 Jumbo Arm (refinance) | 5.66% | 5.67% |
Rates based on market averages as of Feb 12, 2026.How we source rates and rate trends
×
Rate data in the charts and tables above comes from
RateUpdate.com.
The displayed rates come from multiple providers and represent market averages. Your mortgage rate will differ
based on individual factors like your credit score as well as differing loan types and terms offered by lenders.
Most Common Mortgage Types in Mississippi
- Conventional: 17,229 loans
- FHA: 6,903 loans
- USDA: 1,824 loans
- VA: 3,892 loans
Top Purchase Lenders in Mississippi by Volume
- Trustmark National Bank: 2,839 loans
- Cadence Bank: 1,737 loans
- Mortgage Research Center, LLC: 1,157 loans
- Rocket Mortgage, LLC: 1,144 loans
- Community Bank Of Mississippi: 1,094 loans
- Fairway Independent Mortgage Corporation: 1,063 loans
- 21st Mortgage Corporation: 964 loans
- Renasant Bank: 915 loans
- Regions Bank: 806 loans
- Bankplus: 710 loans
Top Refinance Lenders in Mississippi by Volume
- Cadence Bank: 1,158 loans
- Trustmark National Bank: 945 loans
- Community Bank Of Mississippi: 756 loans
- Regions Bank: 522 loans
- Bankplus: 517 loans
- Rocket Mortgage, LLC: 373 loans
- Renasant Bank: 333 loans
- Flagstar Bank, Fsb: 181 loans
- Planters Bank & Trust Company: 157 loans
- Pennymac Loan Services, LLC: 153 loans
Top Cash-Out Refinance Lenders in Mississippi by Volume
- Rocket Mortgage, LLC: 1,848 loans
- Keesler: 585 loans
- Loandepot.com, LLC: 410 loans
- Nationstar Mortgage LLC: 292 loans
- Renasant Bank: 252 loans
- Freedom Mortgage Corporation: 251 loans
- Trustmark National Bank: 235 loans
- Amerisave Mortgage Corporation: 211 loans
- Wells Fargo Bank: 208 loans
- New Day Financial, LLC: 174 loans
How we source lender data
Meet the Author
The Refi.com team is compiled of journalists, editors, and mortgage industry professionals to ensure you have the most accurate information on mortgage refinancing.
