Current Nebraska Mortgage Rates
Average market rates for December 15, 2025 in Nebraska are 6.28% for 30-year fixed purchase and 6.33% for 30-year fixed refinance
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.28% | 6.31% |
| 30-year Fixed Refinance | 6.33% | 6.36% |
Rates based on market averages as of Dec 14, 2025.Mortgage Rate Trends in Nebraska
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.28% | 6.31% |
| 30-year Fixed Refinance | 6.33% | 6.36% |
Rates based on market averages as of Dec 14, 2025.Nebraska Purchase Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Purchase | 5.41% | 5.45% |
| 15-year Fixed Jumbo Purchase | 6.22% | 6.25% |
| 30-year Fixed Purchase | 6.28% | 6.31% |
| 30-year Fixed Jumbo Purchase | 6.26% | 6.28% |
Rates based on market averages as of Dec 14, 2025.Nebraska Refinance Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Refinance | 5.36% | 5.40% |
| 15-year Fixed Jumbo Refinance | 6.15% | 6.17% |
| 30-year Fixed Refinance | 6.33% | 6.36% |
| 30-year Fixed Jumbo Refinance | 6.23% | 6.24% |
Rates based on market averages as of Dec 14, 2025.Nebraska ARM Rates
| Product | Rate | APR |
|---|
| 5/6 Arm (purchase) | 6.11% | 6.14% |
| 5/6 Arm (refinance) | 6.09% | 6.12% |
| 5/6 Jumbo Arm (purchase) | 5.89% | 5.90% |
| 5/6 Jumbo Arm (refinance) | 5.94% | 5.95% |
Rates based on market averages as of Dec 14, 2025.How we source rates and rate trends
×
Rate data in the charts and tables above comes from
RateUpdate.com.
The displayed rates come from multiple providers and represent market averages. Your mortgage rate will differ
based on individual factors like your credit score as well as differing loan types and terms offered by lenders.
Most Common Mortgage Types in Nebraska
- Conventional: 17,697 loans
- FHA: 2,727 loans
- USDA: 418 loans
- VA: 2,328 loans
Top Purchase Lenders in Nebraska by Volume
- First National Bank Of Omaha: 1,818 loans
- West Gate Bank: 1,337 loans
- Charter West Bank: 1,321 loans
- Pinnacle Bank: 1,224 loans
- Mortgage Research Center, LLC: 759 loans
- Wells Fargo Bank: 723 loans
- U.S. Bank: 689 loans
- Union Bank And Trust Company: 651 loans
- Gershman Investment Corp.: 622 loans
- Lincoln Fsb Of Nebraska: 603 loans
Top Refinance Lenders in Nebraska by Volume
- First National Bank Of Omaha: 454 loans
- U.S. Bank: 336 loans
- Pinnacle Bank: 322 loans
- Centris Federal Credit Union: 269 loans
- West Gate Bank: 240 loans
- Rocket Mortgage, LLC: 206 loans
- Union Bank And Trust Company: 199 loans
- Liberty First Credit Union: 184 loans
- Wells Fargo Bank: 164 loans
- Veridian Credit Union: 141 loans
Top Cash-Out Refinance Lenders in Nebraska by Volume
- Rocket Mortgage, LLC: 1,356 loans
- Wells Fargo Bank: 445 loans
- Loandepot.com, LLC: 297 loans
- West Gate Bank: 288 loans
- Liberty First Credit Union: 260 loans
- First National Bank Of Omaha: 254 loans
- Freedom Mortgage Corporation: 219 loans
- Nationstar Mortgage LLC: 217 loans
- U.S. Bank: 160 loans
- Pennymac Loan Services, LLC: 122 loans
How we source lender data
Meet the Author
The Refi.com team is compiled of journalists, editors, and mortgage industry professionals to ensure you have the most accurate information on mortgage refinancing.
