Current South Carolina Mortgage Rates
Average market rates for December 06, 2025 in South Carolina are 6.22% for 30-year fixed purchase and 6.31% for 30-year fixed refinance
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.22% | 6.25% |
| 30-year Fixed Refinance | 6.31% | 6.33% |
Rates based on market averages as of Dec 05, 2025.Mortgage Rate Trends in South Carolina
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.22% | 6.25% |
| 30-year Fixed Refinance | 6.31% | 6.33% |
Rates based on market averages as of Dec 05, 2025.South Carolina Purchase Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Purchase | 5.37% | 5.42% |
| 15-year Fixed Jumbo Purchase | 6.29% | 6.32% |
| 30-year Fixed Purchase | 6.22% | 6.25% |
| 30-year Fixed Jumbo Purchase | 6.42% | 6.43% |
Rates based on market averages as of Dec 05, 2025.South Carolina Refinance Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Refinance | 5.33% | 5.38% |
| 15-year Fixed Jumbo Refinance | 6.26% | 6.28% |
| 30-year Fixed Refinance | 6.31% | 6.33% |
| 30-year Fixed Jumbo Refinance | 6.41% | 6.43% |
Rates based on market averages as of Dec 05, 2025.South Carolina ARM Rates
| Product | Rate | APR |
|---|
| 5/6 Arm (purchase) | 6.05% | 6.08% |
| 5/6 Arm (refinance) | 6.06% | 6.09% |
| 5/6 Jumbo Arm (purchase) | 5.89% | 5.90% |
| 5/6 Jumbo Arm (refinance) | 5.94% | 5.95% |
Rates based on market averages as of Dec 05, 2025.How we source rates and rate trends
×
Rate data in the charts and tables above comes from
RateUpdate.com.
The displayed rates come from multiple providers and represent market averages. Your mortgage rate will differ
based on individual factors like your credit score as well as differing loan types and terms offered by lenders.
Most Common Mortgage Types in South Carolina
- Conventional: 61,601 loans
- FHA: 13,716 loans
- VA: 11,585 loans
- USDA: 1,461 loans
Top Purchase Lenders in South Carolina by Volume
- Movement Mortgage, LLC: 4,086 loans
- Rocket Mortgage, LLC: 3,257 loans
- DHI Mortgage Company, Ltd.: 2,983 loans
- Guild Mortgage Company LLC: 2,853 loans
- Southstate Bank: 2,254 loans
- Vanderbilt Mortgage And Finance, Inc.: 2,214 loans
- Mortgage Research Center, LLC: 2,044 loans
- Primelending, A Plainscapital Company: 1,872 loans
- Fairway Independent Mortgage Corporation: 1,787 loans
- Lennar Mortgage, LLC: 1,590 loans
Top Refinance Lenders in South Carolina by Volume
- First-citizens Bank & Trust Company: 1,087 loans
- Rocket Mortgage, LLC: 924 loans
- Palmetto Citizens Federal Credit Union: 636 loans
- Truist Bank: 593 loans
- Southstate Bank: 493 loans
- Pennymac Loan Services, LLC: 461 loans
- Bank Of America: 431 loans
- Wells Fargo Bank: 379 loans
- Freedom Mortgage Corporation: 375 loans
- Nationstar Mortgage LLC: 298 loans
Top Cash-Out Refinance Lenders in South Carolina by Volume
- Rocket Mortgage, LLC: 5,689 loans
- Founders Federal Credit Union: 1,400 loans
- Loandepot.com, LLC: 1,282 loans
- Freedom Mortgage Corporation: 1,090 loans
- Nationstar Mortgage LLC: 1,016 loans
- Wells Fargo Bank: 861 loans
- Pennymac Loan Services, LLC: 722 loans
- Amerisave Mortgage Corporation: 628 loans
- Flagstar Bank, Fsb: 414 loans
- New Day Financial, LLC: 370 loans
How we source lender data
Meet the Author
The Refi.com team is compiled of journalists, editors, and mortgage industry professionals to ensure you have the most accurate information on mortgage refinancing.
