Current Wisconsin Mortgage Rates
Average market rates for January 23, 2026 in Wisconsin are 6.19% for 30-year fixed purchase and 6.27% for 30-year fixed refinance
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.19% | 6.22% |
| 30-year Fixed Refinance | 6.27% | 6.30% |
Rates based on market averages as of Jan 22, 2026.Mortgage Rate Trends in Wisconsin
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.19% | 6.22% |
| 30-year Fixed Refinance | 6.27% | 6.30% |
Rates based on market averages as of Jan 22, 2026.Wisconsin Purchase Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Purchase | 5.41% | 5.45% |
| 15-year Fixed Jumbo Purchase | 6.00% | 6.03% |
| 30-year Fixed Purchase | 6.19% | 6.22% |
| 30-year Fixed Jumbo Purchase | 6.75% | 6.76% |
Rates based on market averages as of Jan 22, 2026.Wisconsin Refinance Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Refinance | 5.39% | 5.43% |
| 15-year Fixed Jumbo Refinance | 6.01% | 6.03% |
| 30-year Fixed Refinance | 6.27% | 6.30% |
| 30-year Fixed Jumbo Refinance | 6.74% | 6.76% |
Rates based on market averages as of Jan 22, 2026.Wisconsin ARM Rates
| Product | Rate | APR |
|---|
| 5/6 Arm (purchase) | 6.08% | 6.11% |
| 5/6 Arm (refinance) | 6.11% | 6.15% |
| 5/6 Jumbo Arm (purchase) | 5.72% | 5.73% |
| 5/6 Jumbo Arm (refinance) | 5.75% | 5.77% |
Rates based on market averages as of Jan 22, 2026.How we source rates and rate trends
×
Rate data in the charts and tables above comes from
RateUpdate.com.
The displayed rates come from multiple providers and represent market averages. Your mortgage rate will differ
based on individual factors like your credit score as well as differing loan types and terms offered by lenders.
Most Common Mortgage Types in Wisconsin
- Conventional: 57,334 loans
- FHA: 6,321 loans
- VA: 3,781 loans
- USDA: 777 loans
Top Purchase Lenders in Wisconsin by Volume
- Fairway Independent Mortgage Corporation: 3,298 loans
- Associated Bank: 2,544 loans
- Summit Credit Union: 2,419 loans
- University Of Wisconsin Credit Union: 2,227 loans
- Finance Of America Mortgage LLC: 1,729 loans
- Landmark Credit Union: 1,521 loans
- Rocket Mortgage, LLC: 1,406 loans
- Johnson Bank: 1,379 loans
- U.S. Bank: 1,339 loans
- Inlanta Mortgage, Inc.: 1,241 loans
Top Refinance Lenders in Wisconsin by Volume
- University Of Wisconsin Credit Union: 3,141 loans
- Summit Credit Union: 2,875 loans
- Capital Credit Union: 1,273 loans
- Associated Bank: 1,093 loans
- U.S. Bank: 934 loans
- Landmark Credit Union: 847 loans
- Blackhawk Community Credit Union: 576 loans
- Covantage Credit Union: 563 loans
- Community First Credit Union: 543 loans
- Rocket Mortgage, LLC: 506 loans
Top Cash-Out Refinance Lenders in Wisconsin by Volume
- Rocket Mortgage, LLC: 2,634 loans
- Landmark Credit Union: 1,375 loans
- Community First Credit Union: 1,154 loans
- Bmo Harris Bank: 1,112 loans
- Summit Credit Union: 1,091 loans
- Educators Credit Union: 970 loans
- Covantage Credit Union: 794 loans
- Wells Fargo Bank: 644 loans
- University Of Wisconsin Credit Union: 613 loans
- Nationstar Mortgage LLC: 593 loans
How we source lender data
Meet the Author
The Refi.com team is compiled of journalists, editors, and mortgage industry professionals to ensure you have the most accurate information on mortgage refinancing.
