Wisconsin Mortgage and Refinance Rates

Wisconsin Mortgage and Refinance Rates

Current Wisconsin Mortgage Rates

Average market rates for April 20, 2026 in Wisconsin are 6.20% for 30-year fixed purchase and 6.25% for 30-year fixed refinance

ProductRateAPR
30-year Fixed Purchase6.20%6.23%
30-year Fixed Refinance6.25%6.28%
Rates based on market averages as of Apr 19, 2026.
ProductRateAPR
30-year Fixed Purchase6.20%6.23%
30-year Fixed Refinance6.25%6.28%
Rates based on market averages as of Apr 19, 2026.

Wisconsin Purchase Rates

ProductRateAPR
15-year Fixed Purchase5.39%5.43%
15-year Fixed Jumbo Purchase6.07%6.10%
30-year Fixed Purchase6.20%6.23%
30-year Fixed Jumbo Purchase6.75%6.76%
Rates based on market averages as of Apr 19, 2026.

Wisconsin Refinance Rates

ProductRateAPR
15-year Fixed Refinance5.34%5.38%
15-year Fixed Jumbo Refinance6.04%6.07%
30-year Fixed Refinance6.25%6.28%
30-year Fixed Jumbo Refinance6.80%6.82%
Rates based on market averages as of Apr 19, 2026.

Wisconsin ARM Rates

ProductRateAPR
5/6 Arm (purchase)6.01%6.04%
5/6 Arm (refinance)5.91%5.94%
5/6 Jumbo Arm (purchase)5.90%5.91%
5/6 Jumbo Arm (refinance)5.84%5.86%
Rates based on market averages as of Apr 19, 2026.

How we source rates and rate trends

Most Common Mortgage Types in Wisconsin

  • Conventional: 57,334 loans
  • FHA: 6,321 loans
  • VA: 3,781 loans
  • USDA: 777 loans

Top Purchase Lenders in Wisconsin by Volume

  • Fairway Independent Mortgage Corporation: 3,298 loans
  • Associated Bank: 2,544 loans
  • Summit Credit Union: 2,419 loans
  • University Of Wisconsin Credit Union: 2,227 loans
  • Finance Of America Mortgage LLC: 1,729 loans
  • Landmark Credit Union: 1,521 loans
  • Rocket Mortgage, LLC: 1,406 loans
  • Johnson Bank: 1,379 loans
  • U.S. Bank: 1,339 loans
  • Inlanta Mortgage, Inc.: 1,241 loans

Top Refinance Lenders in Wisconsin by Volume

  • University Of Wisconsin Credit Union: 3,141 loans
  • Summit Credit Union: 2,875 loans
  • Capital Credit Union: 1,273 loans
  • Associated Bank: 1,093 loans
  • U.S. Bank: 934 loans
  • Landmark Credit Union: 847 loans
  • Blackhawk Community Credit Union: 576 loans
  • Covantage Credit Union: 563 loans
  • Community First Credit Union: 543 loans
  • Rocket Mortgage, LLC: 506 loans

Top Cash-Out Refinance Lenders in Wisconsin by Volume

  • Rocket Mortgage, LLC: 2,634 loans
  • Landmark Credit Union: 1,375 loans
  • Community First Credit Union: 1,154 loans
  • Bmo Harris Bank: 1,112 loans
  • Summit Credit Union: 1,091 loans
  • Educators Credit Union: 970 loans
  • Covantage Credit Union: 794 loans
  • Wells Fargo Bank: 644 loans
  • University Of Wisconsin Credit Union: 613 loans
  • Nationstar Mortgage LLC: 593 loans

How we source lender data

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