Wyoming Mortgage and Refinance Rates

Wyoming Mortgage and Refinance Rates

Current Wyoming Mortgage Rates

Average market rates for January 23, 2026 in Wyoming are 6.19% for 30-year fixed purchase and 6.27% for 30-year fixed refinance

ProductRateAPR
30-year Fixed Purchase6.19%6.22%
30-year Fixed Refinance6.27%6.30%
Rates based on market averages as of Jan 22, 2026.
ProductRateAPR
30-year Fixed Purchase6.19%6.22%
30-year Fixed Refinance6.27%6.30%
Rates based on market averages as of Jan 22, 2026.

Wyoming Purchase Rates

ProductRateAPR
15-year Fixed Purchase5.40%5.45%
15-year Fixed Jumbo Purchase6.00%6.03%
30-year Fixed Purchase6.19%6.22%
30-year Fixed Jumbo Purchase6.76%6.78%
Rates based on market averages as of Jan 22, 2026.

Wyoming Refinance Rates

ProductRateAPR
15-year Fixed Refinance5.38%5.42%
15-year Fixed Jumbo Refinance6.01%6.03%
30-year Fixed Refinance6.27%6.30%
30-year Fixed Jumbo Refinance6.76%6.77%
Rates based on market averages as of Jan 22, 2026.

Wyoming ARM Rates

ProductRateAPR
5/6 Arm (purchase)6.07%6.11%
5/6 Arm (refinance)6.10%6.13%
5/6 Jumbo Arm (purchase)5.72%5.73%
5/6 Jumbo Arm (refinance)5.75%5.77%
Rates based on market averages as of Jan 22, 2026.

How we source rates and rate trends

Most Common Mortgage Types in Wyoming

  • Conventional: 4,659 loans
  • FHA: 1,306 loans
  • USDA: 312 loans
  • VA: 992 loans

Top Purchase Lenders in Wyoming by Volume

  • Wallick & Volk, Inc.: 520 loans
  • First Interstate Bank: 513 loans
  • Jonah Bank Of Wyoming: 446 loans
  • Glacier Bank: 299 loans
  • Rocket Mortgage, LLC: 295 loans
  • Pinnacle Bank - Wyoming: 285 loans
  • Cherry Creek Mortgage, LLC: 253 loans
  • Guild Mortgage Company LLC: 248 loans
  • Fairway Independent Mortgage Corporation: 225 loans
  • Bay Equity LLC: 223 loans

Top Refinance Lenders in Wyoming by Volume

  • Rocket Mortgage, LLC: 130 loans
  • First Interstate Bank: 126 loans
  • Glacier Bank: 58 loans
  • Wells Fargo Bank: 52 loans
  • Freedom Mortgage Corporation: 50 loans
  • Pinnacle Bank - Wyoming: 50 loans
  • Meridian Trust Federal Credit Union: 47 loans
  • Jonah Bank Of Wyoming: 43 loans
  • Pennymac Loan Services, LLC: 43 loans
  • U.S. Bank: 38 loans

Top Cash-Out Refinance Lenders in Wyoming by Volume

  • Rocket Mortgage, LLC: 513 loans
  • Meridian Trust Federal Credit Union: 157 loans
  • Loandepot.com, LLC: 108 loans
  • Freedom Mortgage Corporation: 97 loans
  • Wells Fargo Bank: 88 loans
  • First Interstate Bank: 85 loans
  • Nationstar Mortgage LLC: 69 loans
  • Glacier Bank: 53 loans
  • Centennial Lending, LLC: 52 loans
  • American Financing Corporation: 49 loans

How we source lender data

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